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When a business announces that it will be closing its doors, the account can be annoying for anybody involved: employees, creditors, suppliers and consumers. But aback a business closes bottomward afterwards warning, barter generally about-face to Better Business Bureau for advice so that they are not larboard captivation the bag.

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Consider addition who has paid in abounding for a artefact to be delivered at a afterwards date or who has put bottomward a deposit. That being is in crisis of accident their money and never accepting their order.

The BBB reminds anybody to assure themselves by afterward these suggestions:

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Avoid advantageous with cash. Use a acclaim agenda to accomplish ample purchases. The Fair Acclaim Billing Act allows consumers to accept refunds for items that were not delivered as continued as a altercation is filed with the acclaim agenda aggregation aural 60 canicule of purchase

Keep annal of all transactions. This should be done for every acquirement you accomplish and will accomplish the action of accepting your money aback abundant easier.

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Contact your acclaim agenda aggregation to altercation charges. According to the Texas Advocate General, if the business fails to respond, barter should acquaintance their acclaim agenda aggregation in writing, formally altercation the allegation and accommodate the issuer with a archetype of the altercation letter. To be acceptable for aegis beneath the Fair Acclaim Billing Act, barter allegation altercation a acclaim agenda allegation aural 60 days. The acclaim agenda issuer acceptable will attack to acquaintance the merchant to actuate whether the chump is owed a refund.

Pay for casework aback they are complete. BBB receives several complaints every year from consumers who paid for contracting, adjustment or ample orders in abounding and in advance, alone to accept the business abandon afterwards assuming promised assignment or never bear the products. While a baby bottomward acquittal is not out of the question, consumers should abstain advantageous in abounding until casework are performed or they accept their purchase.

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Keep in apperception that If the aggregation complex declares bankruptcy, consumers may be refunded for their acquirement afterwards the aggregation has paid aback their debt(s) by commutual a “Proof of Claim” anatomy and filing it with the defalcation cloister that is administration the company’s file. Still, there is no agreement that you will get your money back, and you may accept to appoint an attorney.

Looking for added advice on this topic? Head to www.BBB.org.

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Got a catechism for the BBB? Acquaintance Regional Director Kelly Trevino at ktrevino@corpuschristi.bbb.org  or alarm (361) 852-4991.

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